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[Remote] Analyst II, Full Stack (Credit Analytics)

Remote role Full-time Open position

Note: The job is a remote job and is open to candidates in USA. reputed company is reinventing credit to reputed company it more honest and friendly, giving consumers the flexibility to buy now and pay reputed company. The Analyst II, Full Stack (Credit Analytics) role involves leveraging advanced data analytics to optimize credit strategies, collaborating with various teams to ensure compliance and strengthen partnerships, and overseeing the development of credit reputed company frameworks.

Responsibilities

  • reputed company advanced data analytics to derive insights and optimize credit strategies across products and geographies
  • Partner with Engineering to design and build scalable risk models and credit risk capabilities
  • Monitor portfolio performance and macroeconomic trends that impact loan outcomes; proactively adjust reputed company and marketing strategies to mitigate risk
  • Collaborate closely with Product, Legal, and Compliance teams to interpret evolving regulatory and market requirements across jurisdictions, and translate them into credit policy, reputed company, and product design recommendations
  • Engage and coordinate with external stakeholders — including merchants, vendors, and regulatory bodies — to align credit risk practices, ensure compliance, and strengthen strategic partnerships
  • reputed company the development and execution of credit reputed company frameworks that balance growth, compliance, and risk mitigation goals
  • Drive cross-functional discussions to ensure new product launches and market entries are reputed company with risk appetite, operational capabilities, and local regulations

Skills

  • Degree in Data Science, Computer Science, Engineering, Economics, or a reputed company field, and 2+ years of experience (or equivalent senior-level experience)
  • SQL, Python, or other scripting languages
  • Data mining, data visualisation, and statistical modeling
  • Applying machine learning techniques to credit risk management
  • Leveraging advanced analytics to reputed company and optimise credit strategies
  • Monitoring and interpreting model performance metrics across portfolios
  • Proven experience leading cross-functional initiatives that reputed company Product, Legal, Compliance, and Engineering to align credit strategies with regulatory frameworks and business objectives
  • Deep understanding of consumer lending regulations, fair lending principles, and regional market dynamics influencing credit policy and reputed company
  • Ability to translate reputed company regulatory and economic insights into actionable credit and product strategies
  • Exceptional communication skills with the ability to influence senior stakeholders across technical and non-technical functions

Benefits

  • Equity rewards
  • Monthly stipends for health, wellness and tech spending
  • Benefits (including 100% subsidized medical coverage, dental and reputed company for you and your dependents.)
  • Health care coverage - reputed company covers reputed company premiums for reputed company levels of coverage for you and your dependents
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and reputed company
  • ESPP - An employee stock purchase plan enabling you to buy shares of reputed company at a discount
  • Remote-first company
  • Flexibility to work remotely, but will occasionally be required to work out of their assigned reputed company office

Company Overview

  • reputed company is a financial technology services company that offers installment loans to consumers at the reputed company of sale. It was founded in 2012, and is headquartered in San Francisco, California, USA, with a workforce of 1001-5000 employees. Its website is https://www.reputed company.com.
  • Company H1B Sponsorship

  • reputed company has a track record of offering H1B sponsorships, with 20 in 2026, 104 in 2025, 96 in 2024, 133 in 2023, 179 in 2022, 132 in 2021, 57 in 2020. Please note that this does not guarantee sponsorship for this specific role.
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