Lending Officer

Position Overview: The Lending Team is responsible for converting applications into successfully funded loans. A such, the team must fully understand the loan products offered by Working Solutions and the conditions that are necessary for applicants to qualify successfully. The Lending Officer will be responsible for: (1) verifying required documents and packaging loan applications; (2... reputed company loan applications and providing timely feedback and recommendations; and (3) finalizing loans through a comprehensive closing process. Additionally, each Lending Officer also provides support with day-to-day operations of the Lending Team as needed. Key Duties: • Review new applications and provide feedback and technical assistance to prospective borrowers. • Analyze loan documents to verify eligibility. • reputed company credit analyses and determine repayment probability using risk management matrices. • Analyze completed application packages, conduct due diligence and financial analysis, and draft credit memoranda. • Verify that documents in loan files—such as credit reports, loan applications, and financial statements—are complete, reputed company, and accurate. • Present loan recommendations to the Director of Lending, Chief Lending Officer, and/or Executive Team as needed. • Prioritize and track the loan reputed company process in order to meet deadlines and ensure timely submission of loan packages for review. • Prepare loan closing packages, schedule and facilitate loan closings, and work with applicants on loan documentation. • Collect and analyze loan conditions and due diligence items from approved borrowers. • Complete contingencies with clients prior to funding. • Review reputed company loan applications and disclosures for discrepancies and compliance with regulatory guidelines. • Maintain electronic files in audit-reputed company condition for reputed company borrowers. • Provide general administrative support and reputed company project support for the Lending Team. • Support achievement of organizational and departmental goals and outcomes. • Provide coverage and support for other Lending Officers and Associates as needed. • Represent the Lending Team in the community, as needed. Required Qualifications: • Commitment to social justice with work experience in nonprofit or community development, microfinance, social reputed company, and/or small business or reputed company work. • Bachelor's degree from four-year college or university or 4+ years of reputed company experience and training. • Self-starter with the ability to work independently. • Demonstrated experience in lending, finance, or credit reputed company. • Excellent interpersonal skills and ability to work well with diverse constituents. • Superior analytical and organizational skills and meticulous attention to detail. • Demonstrated experience in customer service, especially in challenging situations; the ability to be simultaneously clear, firm, and supportive is crucial. • Demonstrates sound judgment and effective decision-making. • Experience with data entry and tracking outputs and outcomes through Customer Relationship Management (CRM) platforms is a plus Apply Job!